Parag Kakaiya

CASH MANAGEMENT

SOME OF THE COMMON REASONS FOR CASHFLOW PROBLEMS IN THE BUSINESS:

• Disorganized Books
• Bad debt
• Non-sync-credit terms
• Profit Problems
• Lack of cash budget
• Growing too quickly

We know that Cash is like Blood Supply to our Business. To run business smoothly, we must manage Cash very Wisely. Cash Management system is the Backbone of any Enterprise.

WORKING CAPITAL MANAGEMENT

The major success of any business depends on its effective and efficient utilization of Working Capital.

Working Capital generally includes our debtors, creditors, stock, cash and bank balance.

Working Capital is the Blood Bank of any Business.

So many times, we are so busy in our day to day business activities that we are not able to pay attention on Working Capital which is the Blood Bank of our Business.

And when an actual cash crisis occurs in Business, we start running everywhere to make both ends meet and to meet the Working Capital requirement of the Business we are ready to borrow the Funds at any Cost. And it becomes very difficult for us to come out of such type of CHAKRAVYUH which is also called (VICIOUS CIRCLE)

Working Capital/Financial Resources of any Business can be managed very easily by having a small planning and for that we can take the Advice of any Experienced Business Finance Experts.

Our company is having more than 19 years of Experience in this Field, you can take the benefit of Services of the same.

CREDIT MANAGEMENT

In any business...when we sell goods or Services on Credit

Basis...we must have Full Proof planning for Credit Management of the same.

Such Business must have:

• Written Credit Policy Which generally includes:
• Payment Recovery System (Process)
• Credit Amount & Period
• Discount Management
• Credit Standard

DEBT MANAGEMENT

• We know that Debt (Any type of Loans, Overdraft Facilities, Credit Cards etc.) is a double edged Sword.
• If Debt is used judiciously, it is beneficial for our Business, But if not managed well...it may result in over leverage Condition also for any business.

ACCOUNTING SYSTEM REVIEW

• Accounting system (System of maintaining Accounting Records of Business) is a base for Successful Financial Management of any Enterprise.
• Proper Accounting Record plays a Crucial Role in Success Of any business.
• Accounting Records (System) should be up to date, Accurate and provides Timely Reports as per the Requirements of the business.

FINANCIAL ANALYSIS

• Liquidity Analysis
• Solvency Analysis
• Efficiency Analysis
• Profitability Analysis
• Financial Analysis ...can also be categorized from Financial Statement Angle...Say.. Analysis of
• Profit & Loss Statement
• Balance Sheet
• Cash Flow Statement

BASIC - FINANCIAL STATEMENT ANALYSIS

• Why Understanding Business Finance is a Must for every Businessman?
• How to read Financial Statements?
• How to scale up Profit, Cash & Value of your Business?
• What are the most important Financial Factors of any Business?
• How Cash Flow is impacted by other departments of the Business?
• What are the Four Forces of Cash Flow?
• Working Capital Management
• CEO’s / Business Owner’s Financial Tools (Reporting & Figures)

WORKING CAPITAL MANAGEMENT

• WHAT ARE the Components of Working Capital?
• DO YOU KNOW? How money(Fund) is flowing in your Business ?
• WHAT IS the Secret of Current Ratio?
• WHAT ARE the Different Working Capital Strategies?
• INVENTORY(STOCK) Vs. PROFIT

CASH MANAGEMENT

• WHY Cash Matters in Business?
• PROFIT Vs. CASH
• HOW TO make a Cash Flow Statement?
• WHAT ARE the Secrets of Cash Flow Statement?
• WHAT IS Free Cash Flow?

COST OF CAPITAL & POWER OF CASH

• What is Cost of Capital of your Business?
• Why we need to know the COST OF CAPITAL of Business ?
• WHAT IS the Secret of COST OF CAPITAL?
• WHAT IS the importance of Fixed Cost in your Business?
• Power of Cash in your Business?

RETURN ON INVESTMENT

• What is Return on Investment?
• ROI Vs. PROFIT
• How to arrive at ROI of Long Term Investment?
• What is Leverage? How ROI and Leverage connected?
• What is the Secret of ROI ?

FINANCIAL PLANNING

• Organizational Overview
• Basics of Financial Statements
• Revenue Planning
• Expenditure Planning
• Cash Flow Planning
• Ratio Analysis
• Capital Expenditure Planning
• Making Financial Decisions

ADVANCED - FINANCIAL STATEMENT ANALYSIS

• Introduction to Financial Statements
• Secrets of Trading & Profit and Loss Statement
• Types of Balance Sheet
• Balance Sheet Management
• Relationship between P & L Statement and Balance Sheet